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Melvin, Iowa
Main Branch
P.O. Box 188
Melvin, Iowa 51350
(712)736-2420
(800)736-7474
M-F 9am-4pm
Sat 9am-Noon |
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Sibley, Iowa
721 2nd Ave.
Sibley, Iowa 51249
(712)754-2535
Lobby Hours
M-T 8am-3pm
Fri 8am-5pm
Sat-By Appointment
Drive-Up Hours
M-T 7:30am-5:30pm
Fri 8am-5pm
Sat 8am-Noon |
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| Melvin Savings Bank Privacy Policy |
Privacy Policy Notice
Melvin Savings Bank
260 Main Street
Melvin, Iowa 51350
712-736-2420
Protecting your privacy is important to the Melvin Savings Bank. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information.
WHAT INFORMATION WE MAY COLLECT
We may collect (nonpublic personal information( about you from the following sources:
Information we receive from you on applications or other loan and account forms;
Information about your transactions with us, our affiliates or others; and
Information we receive from third parties such as credit bureaus.
(Nonpublic personal information( is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
WHAT INFORMATION WE MAY DISCLOSE
A. We may disclose the following kinds of nonpublic personal information about you:
Information we receive from you on applications or other loan and account forms, such as your name, address, social security number, assets and income;
Information about your transactions with us, our affiliates or others, such as your account balance, payment history, parties to transactions, and credit card usage; and
Information we receive from credit bureaus, such as your creditworthiness and your payment history.
B. We may disclose nonpublic personal information about you to the following (affiliate( (i.e., company related to us by common control or ownership):
Benz Insurance Agency.
C. In addition, we may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing arrangements:
Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income;
Information about transactions with us, our affiliates or others, such as your account balance, payment history, parties to transactions and credit card usage.
Information we receive from credit bureaus, such as your creditworthiness and your payment history.
D. We also are permitted under law to disclose nonpublic personal information about you to (nonaffiliated third parties( in certain other circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any nonpublic personal information about you to any (nonaffiliated third parties(, except as permitted by law.
E. If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
OUR SECURITY PROCEDURES
We take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
WE VALUE YOUR INPUT
Please contact any of the officers or staff of the Melvin Savings Bank if you have any questions about this notice.
Created on 01/30/2007 12:23 PM by msbadmin
Updated on 01/30/2007 12:27 PM by msbadmin
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