Melvin Savings Bank Rates - Melvin Savings Bank

		Melvin, Iowa Main Branch P.O. Box 188 Melvin, Iowa 51350 (712)736-2420 (800)736-7474 M-F 9am-4pm Sat 9am-Noon

		Sibley, Iowa 721 2nd Ave. Sibley, Iowa 51249 (712)754-2535 Lobby Hours M-T 8am-3pm Fri 8am-5pm Sat-By Appointment Drive-Up Hours M-T 7:30am-5:30pm Fri 8am-5pm Sat 8am-Noon

Melvin Savings Bank Rates

MSB INTEREST INFORMATION

INTEREST RATES GOOD THROUGH 05/28/2013 - APY's ARE ACCURATE AS OF 05/21/2013

MSB CHECKING ACCOUNTS

NOW ACCOUNT
*Tier 1- $0.01 Minimum Balance to Obtain APY - APY .10%

SENIOR SPIRIT
*Tier 1- $1,200 Minimum Balance to Obtain APY .15%

SUPER NOW ACCOUNT
*Tier 5- $100,000 Minimum Balance to Obtain APY .25%
*Tier 4- $25,000 Minimum Balance to Obtain APY .15%
*Tier 3- $10,000 Minimum Balance to Obtain APY .10%
*Tier 2- $1,000 Minimum Balance to Obtain APY .10%
*Tier 1- $0.01 Minimum Balance to Obtain APY .10%

MONEY MARKET ACCOUNT
*Tier 6- $200,000 Minimum Balance to Obtain APY .55%
*Tier 5- $100,000 Minimum Balance to Obtain APY .45%
*Tier 4- $25,000 Minimum Balance to Obtain APY .30%
*Tier 3- $10,000 Minimum Balance to Obtain APY .20%
*Tier 2- $1,000 Minimum Balance to Obtain APY .15%
*Tier 1- $0.01 Minimum Balance to Obtain APY .10%

*No minimum balance to open account. *The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.

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MSB PASSBOOK SAVINGS ACCOUNT

+PASSBOOK SAVINGS ACCOUNT - $0 Minimum Opening Deposit
Minimum Balance $0.00 - APY .15%

+ The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.

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MSB CERTIFICATES OF DEPOSIT

*91-Day Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.35%

*6-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.45%

*8-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.45%

*9-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.45%

*10-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.45%

*12-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.60%

*18-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.70%

*24-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.90%

*36-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 1.10%

*60-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 1.40%

* A penalty may be imposed for early withdrawal.

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MSB INDIVIDUAL RETIREMENT, KEOGH (HR10), AND HEALTH SAVINGS ACCOUNTS

*18-Month Variable Rate IRA - $25.00 Minimum Opening Deposit
APY 0.45%

Fixed Rate IRA - $25.00 Minimum Opening Deposit
See Certificates of Deposits shown above. Same Terms and Annual Percentage Yields will apply.

*Health Savings Account - No Minimum Opening Deposit
APY 0.60%

*This rate may change after account is opened. APY's are offered on accounts opened from 05/21/2013 thru 05/28/2013. A substantial penalty may be imposed for early withdrawal.

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MSB INTEREST INFORMATION

INTEREST RATES GOOD THROUGH 05/28/2013 - APY's ARE ACCURATE AS OF 05/21/2013

Created on 01/30/2007 12:08 PM by msbadmin
Updated on 05/21/2013 08:54 AM by msbadmin